All currency cardsCurrency card · head to head
Revolut vs Bunq
Revolut wins on travel features and global use. Bunq wins on sub-accounts and savings.
| Revolut | Bunq | |
|---|---|---|
| Monthly fee | $0 | $3 |
| Card issue fee | $0 | $11 |
| FX model | weekend markup | interbank |
| FX markup | 50 bps | — |
| Free ATM / month | unlimited | unlimited |
| Multi-currency | ||
| Apple Pay | ||
| Google Pay | ||
| Virtual cards | ||
| Crypto | ||
| Joint account | ||
| Availability | EU, UK, US, AU, JP, SG, NZ + selected | EU/EEA |
Revolut — best for
- Daily spending on the card during the week
- Stock and crypto trading inside the app
- Splitting bills and group expenses
Weak for
- Weekend FX (1% surcharge applies)
- Large transfers (use Wise instead)
Bunq — best for
- Sub-account budgets and savings goals
- Frequent travellers within EU
- Shared expenses with up to 4 people
Weak for
- Free-tier users (paid plan needed for full features)
- Non-EU residents
Affiliate disclosure: we earn a small commission if you sign up via either link. We list both because both are genuinely useful.