Wise
UKThe cheapest way to send money abroad. Multi-currency by default.
Six providers compared on FX, ATM fees, multi-currency, regional availability and what they're genuinely best for.
Live mid-market rates · 1 USD =
ECB · 2026-04-24
ECB reference rates via frankfurter.app — refreshed daily. Real card rates differ; use this as a baseline.
The cheapest way to send money abroad. Multi-currency by default.
Card-first neobank with strong day-to-day FX and crypto trading.
German neobank — clean app, EU-focused, no FX fees on the card.
Dutch banking with eSIM-style instant onboarding and aggressive features.
UK-favourite app bank — best-in-class budgeting and spending insights.
Banking for startups and remote-first companies. Not a personal card.
Head-to-head
Last verified 2026-04-26 · 15 comparison pages. Affiliate disclosure: we earn from sign-ups.