All currency cardsCurrency card · review
Monzo
UK-favourite app bank — best-in-class budgeting and spending insights.
Monzo — best for
- UK residents with daily spending
- Travellers wanting clean spend categorisation
Weak for
- Multi-currency holding
- Large transfers abroad
| Founded | 2015 |
| Headquarters | London, UK |
| Monthly fee | $0 |
| Card issue fee | $6 |
| FX model | card network |
| FX markup | None |
| Free ATM / month | 0 |
| ATM fee after | £200/mo abroad, then 3% |
| Multi-currency | |
| Apple / Google Pay | / |
| Virtual cards | |
| Crypto | |
| Joint account | |
| Availability | UK + US (limited beta) |