All currency cardsCurrency card · review

N26

German neobank — clean app, EU-focused, no FX fees on the card.

N26 — best for

  • EU residents who want a primary current account
  • Travellers in eurozone — no FX needed
  • Couples (joint Spaces)

Weak for

  • US, Canada, Asia — not available
  • Holding multiple currencies
Founded2013
HeadquartersBerlin, Germany
Monthly fee$0
Card issue fee$0
FX modelcard network
FX markupNone
Free ATM / month3
ATM fee after1.7% in foreign currency
Multi-currency
Apple / Google Pay /
Virtual cards
Crypto
Joint account
AvailabilityEU/EEA + UK (limited)