All currency cardsCurrency card · head to head
Revolut vs Mercury
Different products: Revolut is personal travel banking, Mercury is US startup banking.
| Revolut | Mercury | |
|---|---|---|
| Monthly fee | $0 | $0 |
| Card issue fee | $0 | $0 |
| FX model | weekend markup | interbank with markup |
| FX markup | 50 bps | 100 bps |
| Free ATM / month | unlimited | unlimited |
| Multi-currency | ||
| Apple Pay | ||
| Google Pay | ||
| Virtual cards | ||
| Crypto | ||
| Joint account | ||
| Availability | EU, UK, US, AU, JP, SG, NZ + selected | US-incorporated entities (LLC, C-Corp) |
Revolut — best for
- Daily spending on the card during the week
- Stock and crypto trading inside the app
- Splitting bills and group expenses
Weak for
- Weekend FX (1% surcharge applies)
- Large transfers (use Wise instead)
Mercury — best for
- Solopreneur LLCs needing a US business bank
- International founders with a Delaware C-Corp
- USD-denominated invoicing and payouts
Weak for
- Personal banking (it's business-only)
- Non-US incorporated structures
Affiliate disclosure: we earn a small commission if you sign up via either link. We list both because both are genuinely useful.