All currency cardsCurrency card · review

Wise

The cheapest way to send money abroad. Multi-currency by default.

Wise — best for

  • International transfers — interbank rate, transparent fee
  • Holding 50+ currencies in one account
  • Receiving USD/EUR/GBP/AUD payouts on local details

Weak for

  • Day-to-day spending in a single home currency
  • ATM withdrawals over 2/month free
Founded2011
HeadquartersLondon, UK
Monthly fee$0
Card issue fee$9
FX modelinterbank
FX markupNone
Free ATM / month2
ATM fee after1.75% + ~$1.50 per ATM
Multi-currency
Apple / Google Pay /
Virtual cards
Crypto
Joint account
Availability180+ countries