All currency cardsCurrency card · review

Bunq

Dutch banking with eSIM-style instant onboarding and aggressive features.

Bunq — best for

  • Sub-account budgets and savings goals
  • Frequent travellers within EU
  • Shared expenses with up to 4 people

Weak for

  • Free-tier users (paid plan needed for full features)
  • Non-EU residents
Founded2012
HeadquartersAmsterdam, Netherlands
Monthly fee$3
Card issue fee$11
FX modelinterbank
FX markupNone
Free ATM / monthunlimited
ATM fee after$1.20 per withdrawal after free tier
Multi-currency
Apple / Google Pay /
Virtual cards
Crypto
Joint account
AvailabilityEU/EEA